Features
Everything below is built, working, and shaped by the same philosophy — see The Method for the why.
Headline feature
AI Voice Logging
Hold to record, say what you spent, and let Ultimately transcribe and fill in the details — amount, category, description, source. You review and confirm before anything saves.
Opinionated Categorization
30+ built-in categories with real icons, plus unlimited custom ones. Nothing gets hard-deleted — categories and payment sources archive so your history stays intact.
Multi-Currency Tracking
A curated list of ~55 currencies. Log an expense in whatever currency you actually spent it in — totals show side by side, never force-converted into a number that hides what happened.
Rich Expense Reports
Filter by month, year, a single date, or a custom range. Drill into any category, filter by payment source, or search — including matching every past expense with the same description at once.
Payment Source Tracking
Cash, credit card, debit/UPI, digital wallet — organized by named sources, so you always know not just what you spent, but how.
Sync Across Devices
Sign in and your expenses follow you — log from your phone, review from anywhere.
Privacy by Design
No bank connection, no Account Aggregator, no financial-account access. Ultimately only ever knows what you choose to log.