Ultimately — Your money intelligence companion
The expense tracker built by someone who tracked every rupee for 7 years.
Ultimately makes daily expense logging fast enough to actually stick — speak it or type it, in seconds, with real context. No bank connection, no shared data. Just you and your numbers.
Coming soon on iOS and Android.
See it, don't just track it
Today, at a glance
See exactly what you spent today and this month, broken down by category — the daily check-in that makes tracking stick.
Log it in seconds, with real context
Amount, category, payment source, description — captured as fast as you can tap, so the number stays honest without becoming a chore.
Where it's actually going
A monthly breakdown by category, so the number isn't just accurate — it's explainable.
Built by someone who actually does this
I'm Arpit. For over seven years, I've tracked every single expense I've made — daily, with my wife, using nothing more than a simple app called Monefy. Not a phase, not a New Year's resolution. A practice I never let lapse.
Ultimately is what I built after realizing that discipline is a skill you can design for, not a personality trait some people just have. Every opinionated choice in this app — what it asks you to log, why nothing saves without a review, why it never asks for your bank credentials — comes from seven years of noticing what actually keeps the habit alive.
I'm also a data & automation professional who's spent 8+ years teaching that space. If you want to know more about my work, I'm on LinkedIn.
There's a method to it
Ultimately isn't a blank form. It's opinionated on purpose — because opinionated is what makes tracking survive a busy week.
See the method →Everything you need, nothing you don't
AI voice logging, opinionated categories, multi-currency support, and rich reporting — built for people who actually want to see where their money goes.
See all features →